Institutional Expertise. On-Demand.

With nearly 20 years of experience at the intersection of fine art and high finance, I bring institutional rigor and deep insight to art-secured lending.

My background is rooted in formal credit and loan structuring at Goldman Sachs, which provided the foundational discipline for my subsequent 17-year tenure at Emigrant Bank. There, I managed a premier bank art lending portfolio, overseeing the technical architecture of high-value, asset-backed transactions.

Most recently, I led the art lending practice at The Fine Art Group, where I focused on structuring sophisticated loans and managing senior relationships for family offices and private clients.

I have spent my career inside the "black box" of credit committees, giving me a deep understanding of how to bridge the gap between aesthetic value and institutional asset-class logic.

As an independent consultant, I now offer this experience through a fractional model, providing senior-level leadership without the full-time overhead.

I provide banks, family offices, and private lenders with the institutional-grade infrastructure required to operate a professional art lending desk. I assist with the development of credit risk frameworks, collateral management protocols, and underwriting standards tailored to the unique complexities of the art market.

— Li Jun Xian